How to decide on the right student loan repayment plan

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With the end of President Biden’s administration comes the end of the possibility of student loan forgiveness. This leaves millions of borrowers with the renewed reality of their debt and the probability of a long road to repayment.

There is not much apparent hope ahead as far as the Trump administration goes. President-elect Donald Trump is a “vocal critic of student loan forgiveness,” going so far as to have called Biden’s attempts “‘vile’ and ‘not even legal,'” said CNBC. The possibility of states stepping in does not look too promising either, given that “Republican-led states have filed lawsuits to stop nearly all of [Biden’s] previous efforts at eliminating education debt.”

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